chippyo

Terms of Service

Effective Date: Jan 1, 2024

1. Eligibility & Accounts

1.1 You must be at least 16 years old and able to form a binding contract to use the Service.

1.2 Account creation is optional for browsing but required to upload quotes, rate, or comment. You are responsible for all activity under your credentials.

2. User Content

2.1 “User Content” means any quote, image, comment, rating, or other material you upload or transmit.

2.2 License to Us. You grant chippyo a worldwide, non-exclusive, royalty-free, sublicensable license to host, display, reproduce, modify (for formatting / AI parsing), and distribute your User Content in connection with operating and promoting the Service.

2.3 You represent that:

  • (a) you own or have the right to post the User Content;
  • (b) posting will not violate any law or third-party right (including copyright, contract, or privacy); and
  • (c) any personal information is shared with proper consent.

3. Quote Uploads & Privacy Caution

Quotes can contain sensitive personal data (names, addresses, prices). Redact anything you don't want made public; posted quotes are visible to the community by default. Our Privacy Policy explains how we collect and store data, but we cannot control what other users do with content you choose to share.

4. Ratings, “Fairness” Scores & No Professional Advice

All ratings and comments are user-generated opinions for general informational purposes only. chippyo does not guarantee the accuracy, completeness, or usefulness of any score or advice and is not a substitute for professional estimates, inspections, or legal counsel.

5. Prohibited Conduct

  • Post content that is defamatory, harassing, hateful, pornographic, or otherwise objectionable.
  • Upload materials you lack rights to share (including copyrighted PDFs).
  • Misrepresent quotes, impersonate others, or manipulate ratings.
  • Reverse-engineer, scrape, or overload our systems.
  • Circumvent moderation, security, or rate limits.

6. Moderation & Takedowns

We may (but are not obligated to) review, remove, or refuse User Content at our sole discretion. Repeat infringers or egregious violators may be suspended or terminated without notice.

6.1 DMCA Policy

If you believe your copyrighted work was posted without authorization, send a takedown notice to hello@chippyo.com with the information required by 17 U.S.C. §512(c)(3). We will promptly process valid notices.

7. Intellectual Property

The Service—including our chipmunk mascot, logos, design, and software—is owned by chippyo or its licensors and protected by copyright, trademark, and other laws. Except for the limited license in §2.2, you acquire no ownership rights.

8. Beta Features

You understand that chippyo is in beta; features may be incomplete, experimental, or buggy. We may change, suspend, or discontinue parts of the Service at any time without liability.

9. Fees & Future Monetization

The core Service is currently free. We reserve the right to introduce fees, premium features, lead-generation partnerships, or advertising in the future. We will provide advance notice and an opportunity to accept new terms before charging your account.

10. Third-Party Links & Ads

The Service may contain third-party content or links. chippyo does not endorse or assume responsibility for any third-party sites, products, or services.

11. Disclaimers

THE SERVICE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, chippyo AND ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE IS LIMITED TO US $100 OR THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT, WHICHEVER IS GREATER.

13. Indemnification

You agree to defend, indemnify, and hold harmless chippyo from any claim, damages, or expenses (including reasonable attorneys' fees) arising out of your User Content, breach of these Terms, or violation of any law or third-party rights.

14. Governing Law & Dispute Resolution

These Terms are governed by the laws of the state of Delaware, without regard to its conflict-of-laws rules.

Binding Arbitration & Class-Action Waiver. Any dispute arising out of these Terms or the Service will be resolved by binding arbitration administered by JAMS under its Streamlined Rules. You and chippyo waive any right to participate in a class or representative action. Nothing prevents either party from seeking injunctive relief in court for misuse of intellectual property.

15. Changes to Terms

We may modify these Terms at any time. Material changes will be posted on the site or emailed to you at least 14 days before they take effect. Continuing to use the Service after the effective date constitutes acceptance.

16. Termination

You may stop using the Service at any time. We may suspend or terminate your access immediately if you violate these Terms or if required by law. Sections 2, 4, 6, 7, 11–14, and 17 survive termination.

17. Miscellaneous

  • Entire Agreement. These Terms constitute the entire agreement between you and chippyo.
  • Severability. If any provision is held unenforceable, the remaining provisions remain in effect.
  • Assignment. You may not assign your rights; we may assign ours without restriction.
  • Force Majeure. We are not liable for delays or failures caused by events beyond our reasonable control.

18. Contact

Questions? Notices? Email us at hello@chippyo.com or write to:

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